Commercial Business Insurance

Property

Whatever each new day brings, Insurance is still your best defense against unexpected occurrences, such as fire, hail, windstorms, and other natural disasters. Key coverage examples include: Building coverage, Business Personal Property insurance, and Business income. Let Discovery Bay Insurance Services help you choose the correct policy and limits.

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General Liability

Your unique business faces a wide range of unpredictability, and Discovery Bay Insurance Services can help determine coverages to help businesses mitigate potentially devastating lawsuits. Business Liability insurance helps your business stand strong through challenging situations by covering the associated cost of legal defense and legal damages you are obligated to pay, up to the policy limits selected. Connect with Discovery Bay Insurance Services, experts in working with business owners, and select from a wide range of options that fit your individual business insurance needs.

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Workers' Compensation

You pride yourself on operating a safe, secure work environment where your employees can perform to the best of their ability while helping your business grow. Even in the most ideal circumstances, the reality is that accidents and illness still happen. A slip and fall at a restaurant resulting in broken bones, an equipment malfunction at a construction site causing eye injury—it could be any number of things. Upon the unexpected, it's essential that your employees' medical needs are quickly addressed so they can return to work as fast as possible.

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Crime

Discovery Bay Insurance specializes in the Construction Industry. Every Contractor has different needs and requirements for their specialized trade. Discovery Bay Insurance Services has the knowledge and experience needed to provide the Correct Coverage at a competitive rate, giving the Contractor the ability to be competitive in the marketplace.

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Business Auto

When the rubber meets the road, it's serious business. Vehicles put your employees in front of existing and prospective customers and get your products to where they need to go. But unlike the oversight and insight you have on your business operations, road conditions, weather and other drivers are out of your control. Any bodily injury – including injury sustained by other drivers, passengers and pedestrians - for which you are responsible, or damage caused to other vehicles or property, could put your business in financial jeopardy.

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Contractor Insurance

Discovery Bay Insurance specializes in the Construction Industry. Every Contractor has different needs and requirements for their specialized trade. Discovery Bay Insurance Services has the knowledge and experience needed to provide the Correct Coverage at a competitive rate, giving the Contractor the ability to be competitive in the marketplace.

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Medical Insurance

Discovery Bay insurance HRIS Solutions for our mid to large benefit clients to help them with all the ACA compliance issues ObamaCare has created. This will be an added value to both new and existing Benefits Clients. My goal here is to have an edge on my competition as well as retain my existing clients that may be approached by another Broker offering these services. We already offer COBRA and ERISA solutions to our Benefits Clients. The new rules are so hard to follow, it truly requires multiple specialists in areas of ERISA, COBRA, ACA, just to make sure you are not subject to fines or penalties as a business owner in today's marketplace. It's not just about shopping for the best rates or choosing an Insurance Broker anymore.

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Surety Bonds

Discovery Bay insurance also offers a wide array of Surety Bonds to Business Owners and Individuals alike. With over 30 years of experience, Discovery Bay Insurance Services is your one stop solution for your Bonds.

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