Personal Insurance

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Your home is probably your most valuable financial investment. But it’s so much more than that! Your home represents your family, your lifestyle, your escape from the world outside, and that reward for years of hard work and dedication. And Discovery Bay Insurance understands how vital it is to protect that. That’s why we’ve spent 85 years building a Smarter Choice in Home Insurance. With Discovery Bay Insurance, you get so much more than just coverage. Control over your policy
Personalized attention
Smart savings
Knowledge and resources

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Renters

Even if you don’t own a home, you probably own a great deal more than you think. Consider all of your furniture, electronics, clothing, appliances, and jewelry, as well as any art, books, or musical instruments you own. Beyond your personal property, what if you’re found liable for injuries sustained by visitors in your home as a result of negligence? Renters insurance covers your personal property, and even covers you from liability claims while you’re renting. Also, if your rented home ever needs serious repairs, and you’re unable to live there, it also covers the reasonable and necessary increase in living expenses you may incur. The best part? Renters insurance is affordable. For about the price of a movie and popcorn once a month, you can purchase coverage for your personal belongings.

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Auto

At Discovery Bay Insurance, we know that insuring your vehicle is more than just a basic obligation. It’s a vital and legal necessity in your world...and these days, your needs may go well beyond “basic.” With Discovery Bay Insurance, Auto insurance comes with quality coverage, convenience, and personalized service far beyond basic. Yes, it can cover injuries and damages caused by an accident, if you’re legally responsible. Control over your policy
Control over your policy
Insight and guidance
Convenience
Smart savings
24/7 protection

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Recreational

Extensive Recreational and
Specialty insurance options
Knowledgeable insurance agents
in your neighborhood
Save with multi-line discounts
24x7 Claim Services
Products we insure: Boats
Personal Watercraft
Off-Road Vehicles
Motor Homes and RVs
Travel Trailers
5th Wheels
Discovery Bay Insurance is an industry leader in Specialty insurance products. We understand the special insurance coverage you are looking for your recreational vehicles.


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Motorcycle


You have to ride to know. To know the feeling, the freedom, the exhilaration. To know what it’s like to experience the road as it was intended, without barriers or boundaries. Discovery Bay Insurance understands the call of the open road.

We also know that when you're out there, the last thing you want to worry about is whether you have the right insurance policy. That’s why we’ve developed the smart choice in motorcycle coverage, with: Professional insurance agents right in your neighborhood
One-stop shopping from one provider
Great savings with multi-line discounts
24/7 Claim Services
Specialized coverage options that include:
Roadside assistance
Trip interruption coverage
Equipment and accessory coverage
And more
Year-round coverage, but with rates that take into account mostly seasonal use

What We Cover

We accept a wide variety of motorcycles: Cruisers
Touring bikes
Sport cycles
Trike conversions
Custom cycles
Classic bikes

And more! Contact a Discovery Bay Insurance agent to learn more or get a quote! With no limit to the number of discounts you can receive if you qualify, find out all the ways you can save with a Motorcycle insurance policy from us.

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Life

Life insurance is a great way to help prepare for life’s unexpected moments. Like most of us, you probably worry about the future. Can we pay off the house? Will my kids get a good education? Will they grow up healthy and happy? With life insurance, you can know that no matter what tomorrow may bring, you can help support your family’s financial future. So, how do you get started? Finding the Life Insurance for You Life is all about options and choices, and so is Discovery Bay Insurance. With a variety of coverage options and products, you can find the coverage that you want for your family and your needs. Understand the difference between Term and Permanent coverage. See which term coverage options there are, for generally the greatest amount of coverage at the lowest initial cost. See which types of whole life insurance options there are, for permanent coverage and cash value accumulation. See which types of universal life insurance options there are, to help meet your current and future financial needs.

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Health

Discovery Bay insurance HRIS Solutions for our mid to large benefit clients to help them with all the ACA compliance issues ObamaCare has created. This will be an added value to both new and existing Benefits Clients. My goal here is to have an edge on my competition as well as retain my existing clients that may be approached by another Broker offering these services. We already offer COBRA and ERISA solutions to our Benefits Clients. The new rules are so hard to follow, it truly requires multiple specialists in areas of ERISA, COBRA, ACA, just to make sure you are not subject to fines or penalties as a business owner in today's marketplace. It's not just about shopping for the best rates or choosing an Insurance Broker anymore.

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Pet

There are many tough choices we’re faced with in life, but Discovery Bay Insurance believes you shouldn’t have to make one when it comes to your pet – like when your pet gets sick or hurt and the vet bills start adding up. Pet Insurance provides coverage when your pet needs medical care for unexpected accidents, illnesses, emergency care and every day conditions as well as provides optional coverage for routine and preventative care.

What can pet insurance cover?

Illnesses such as allergies and diabetes
Surgeries
Hereditary and congenital conditions
Prescription medications
Cancer treatments
Acupuncture & Chiropractic care
Physical rehabilitation
And more

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Travel Insurance

Guarantee your family that the next trip is a truly care-free vacation. If you’re preparing for an upcoming trip or vacation, one of the most important things to consider is Travel Insurance. From unexpected flight cancelations to lost luggage, a care-free vacation can quickly become a stressful nightmare.

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