Accidents happen. We understand that, and when they do, your only concern should be for the safety of yourself and your family. Let us worry about the rest. Auto insurance can't keep you from getting in an accident, but we can give you peace of mind with protection suited to your needs. No matter what type of vehicle you need auto insurance for, Discovery Bay Insurance has you and your wheels covered.
Auto Rental Service
Discovery Bay Insurance offers a network of pre-screened, nationally-known, rental car companies that will provide free pickup and delivery, direct billing and an automatic deposit waiver (not available in all areas) while your vehicle is being repaired. Even in an accident at which you are at fault, Auto Rental Service provides service.
Bodily Injury Coverage
This insurance coverage has policy options that cover medical, legal, and property repair expenses for the injured party, whether it be you, your passengers, or the person you’re at fault for injuring.
What would happen if your business vehicle was stolen? What if an employee is injured while driving the company car? Business auto coverage usually includes both comprehensive and liability coverage to protect your vehicle against damages and to protect your business against liability losses.
You're on your way to the annual auto show, when someone rear-ends your classic 1957 Chevrolet. Fortunately, you had Collectible Auto insurance. The Collectible Auto Program has more features customized specifically for collectible car owners than a standard auto policy. We can provide coverage for specialty cars, special interest cars, custom vehicles. We provide coverage that includes agreed or specified value based upon an appraisal which is important for investors.
Whether it's icy roadways, a blind spot, or an uncontrolled intersection, Collision Coverage pays any amount more than your deductible to restore the damage done to your vehicle to factory new condition in the event of an accident.
While Collision Coverage is for accidents on the road, Comprehensive Auto insurance is for everything else that could damage your vehicle: fire, theft, floods, collision with an animal or bird, storms, riots, and earthquakes.
Fault or No-Fault Coverage
Who pays for the damage done to your vehicle? It actually depends. If you live in a no-fault state, your insurance will cover you. If you live in a fault state, the accident-causing party's insurance will cover you. To learn more about your state's requirements and how they affect you, please contact me at any time.
Glass Repair and Replacement
Enjoy convenient mobile response at your home, school, or wherever you are with 24/7 scheduling and a national lifetime warranty for as long as you own or lease a vehicle.
You never know when someone might get hurt in an accident. You could stand to lose a lot if you are at fault. Liability Coverage provides protection against financial loss.
Medical Payments Coverage
Under this insurance, medical bills and funeral expenses are covered should you or a passenger be injured or killed in a vehicle accident. This coverage extends to you or a family member when riding as a passenger in someone else's vehicle, or when struck by a vehicle when on foot.